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Payments

Dutchie Payments

Cannabis Pay by Bank / ACH payments built into Dutchie POS for online and in-store cashless checkout.

Dutchie Payments (Pay by Bank, formerly Dutchie Pay) is Dutchie's cannabis-compliant digital payment product for dispensaries. Shoppers connect a bank account once and pay online or in-store with a tap; funds settle to the dispensary next business day with zero chargeback liability for the retailer because Dutchie assumes dispute risk. The product is built into Dutchie POS, ecommerce, kiosks, and mobile so paid orders sync automatically to the register and back office - no manual marking paid. Dutchie reports Pay by Bank shoppers at ~31% higher AOV vs cash, ~25% larger online baskets, 57% fewer cancellations on pre-paid online orders, ~$25K annual tips per location, and ~2M consumer users across 12,000+ banks. Part of the Dutchie platform (founded 2017, Bend, OR; $603M raised) that powers 6,500+ dispensaries.

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At a glance

Starting price
Custom
Category
Payments
Cannabis focus
Cannabis Specialized
Founded
2017
Company size
Enterprise
Contract
Custom

What it does

  • Pay by Bank ACH at online and in-store Dutchie checkout
  • Next-day settlement with zero merchant chargebacks
  • Cashless payments that lift average order value vs cash

Key features

Pay by Bank (ACH) · Online + in-store checkout · Next-day settlement · Zero chargebacks for dispensary · Built into Dutchie POS · Ecommerce & kiosk support · 12,000+ banks supported · ~2M Pay by Bank shoppers · Higher AOV vs cash · Integrated tipping · One-time bank link · Loyalty stack connected

Best fit

Retailers

Who is it for?

Dutchie POS Dispensaries

Retailers already on Dutchie POS that want cashless Pay by Bank at the register with automatic payment sync and next-day settlement.

Omnichannel Cannabis Retailers

Operators taking orders online, in-store, via kiosk, or mobile who need one payment experience that reduces abandoned pickups.

Stores Reducing Cash Risk

Dispensaries cutting cash on hand, armored-car overhead, and cash-handling friction with ACH bank payments.

Retailers Maximizing Ticket Size

Teams using Pay by Bank to lift online basket size, tips, and repeat visits without chargeback exposure.

Markets served

Dutchie Payments lists availability in 16 of 50 states: Arizona, California, Colorado, Florida, Illinois, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, Ohio, Oregon, Pennsylvania, Washington.

Integrates with

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