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Payments

Aeropay

Pay-by-bank checkout with compliant ACH payments, fast settlement, and built-in risk controls.

Aeropay is a pay-by-bank payment network that enables instant bank-to-bank transfers as a lower-cost alternative to card payments, serving cannabis and other industries. The platform connects directly to consumers' bank accounts for real-time ACH payments, eliminating credit card fees while providing faster settlement and reduced fraud risk.

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At a glance

Starting price
Custom
Category
Payments
Cannabis focus
Cannabis Friendly
Founded
2019
Company size
Startup

What it does

  • Pay-by-bank checkout via ACH without card networks
  • In-store QR and online payment links for cashless sales
  • Built-in risk controls with fast settlement

Best fit

Retailers

Who is it for?

Specialized Retail

Cannabis-adjacent and regulated retailers that need compliant, cashless payment alternatives to card networks, including in-store, delivery, and online pre-payment flows.

Gaming

Daily fantasy sports, gaming platforms, and wagering apps that need 24/7/365 pay-in and instant payout capabilities.

E-commerce

Online merchants looking to lower processing costs and reduce chargebacks by offering pay by bank at checkout.

Marketplaces

Marketplace platforms that need to collect from buyers and disburse to sellers using a single bank-based payment infrastructure.

Subscriptions

Subscription businesses that want durable recurring bank billing without the risk of expiring or declined cards.

Markets served

Aeropay lists availability in 19 states: CA, CO, MI, IL, MA, OR, WA, NV, AZ, FL, NJ, NY, MD, OH, PA, MO, OK, MT, AK.

Ratings elsewhere

  • Trustpilot: 3.9 / 5 from 230 reviews

Ratings are collected from the named third-party review sites, not from Headquarters.

Frequently asked

What is Aeropay?
Aeropay is a pay-by-bank payment network that enables instant bank-to-bank transfers as a lower-cost alternative to card payments, serving cannabis and other industries. It is listed on CannaStack under Payments software for cannabis operators.
How much does Aeropay cost?
Aeropay does not publish list pricing; quotes are custom and depend on locations, entities, and modules.
Who is Aeropay best for?
Aeropay is positioned for Retailers. Its core capabilities are pay-by-bank checkout via ACH without card networks, in-store QR and online payment links for cashless sales, and built-in risk controls with fast settlement.

Listing last reviewed .

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